My Finance Deptartment

 

FINANCING WITH MHC
Once you’ve selected the right truck for your needs the next step is how to finance it. For many operators, especially first time buyers, financing a truck is just as important, if not more important, than choosing a truck. A finance package that doesn’t fully consider all your operating costs may set your payment schedule so high you can’t make a profit after meeting your obligations. The best way to avoid this problem is to finance your truck through someone who understands the trucking industry and the hidden cost of operating a truck.

MHC FINANCIAL SERVICES, INC.
Before you make your final decision on financing, ask your MHC dealer about financing options available through MHC Financial Services, Inc., MHC’s wholly owned finance company. MHC works closely with customers to help them take full advantage of the benefits that truck ownership has to offer. Through a variety of financing options, structures programs to ensure the success of customers. MHC helps find the most favorable terms for each customer, making sure the payment schedule is compatible with the projected income the equipment will generate. Many factors are considered, including a unit or fleet’s depreciation schedules, revenue projections, current interest rates and fixed operating costs. MHC also supports customers by providing insurance programs and options including physical damage, credit life and bobtail insurance. Many of our best used truck customers are individuals and fleets who financed their first pre-owned trucks through MHC Financial Services, Inc. and have come back to buy their second, third and fourth. These are customers who want top quality trucks, top quality service and top quality support.

INSURANCE COVERAGE TO GIVE YOU PEACE OF MIND
We know how the individual needs of truckers vary. That’s why we offer insurance through several providers to give you the coverage to meet your requirements. Whether you are an owner operator or have an entire fleet to take care of, MHC Financial Services, Inc. can offer you competitive rates on your insurance needs.

FULL PURCHASE PRICE PLACEMENT COVERAGE
If you purchase a new Kenworth truck and finance with us, you are eligible for this special insurance program. If you were to have your truck totaled within 12 months of purchasing the truck, you may be eligible to receive your entire purchase price under this coverage. We can include the premiums in your monthly truck payment.

ACCIDENT AND HEALTH INSURANCE
Gives you the piece of mind that if you are in an accident, or cannot drive due to health problems, your truck payments will be made for you.

PHYSICAL DAMAGE INSURANCE
Covers physical damage, fire and theft of a truck. Some packages even help cover your downtime due to an accident.
 
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